Terms and conditions for airacoraiq.com

These terms govern your use of airacoraiq.com and our subscription financial planning service. Please read them carefully before engaging with our site or services.

September 13, 2025

Acceptance of terms

By using this site or subscribing to our services, you agree to comply with these terms and all applicable Australian laws. If you do not agree, please do not use our services.

Definitions

For clarity, the following definitions apply throughout these terms and conditions.

"Service" refers to our subscription-based financial planning offering for Australian residents.

"User" means any individual or entity accessing or using the site or services.

"Content" refers to information, materials, and communications provided on the site.

"Subscription" means the recurring monthly payment for ongoing access to services.

Use of our services

Our services are intended for individuals and professionals seeking ongoing financial planning support. All use must comply with applicable laws and these terms.

Eligibility

You must be at least 18 years of age and a resident of Australia to use our services. We reserve the right to refuse service at our discretion.

Proof of age or residency may be required.

User responsibilities

Users must provide accurate information and use our services responsibly.

Provide complete and truthful details during sign-up and communications.
Keep login details confidential and notify us of any unauthorised use.
Use the service only for lawful, personal, or professional planning purposes.
Comply with all applicable Australian laws and regulations.

Prohibited uses

Users must not misuse or exploit the service in any way.

Engaging in unlawful, fraudulent, or deceptive activities.
Attempting to access restricted areas or interfere with site security.
Using the service for unauthorised data collection or marketing.
Modifying, copying, or distributing site content without permission.
Impersonating others or submitting false information.

Intellectual property rights

All content on airacoraiq.com, including text, images, and branding, is owned by airacoraiq or its licensors. Unauthorised use or reproduction is prohibited except as expressly allowed by law.

User content

Users may submit feedback or enquiries. All submissions become the property of airacoraiq and may be used for service improvement.

Your rights regarding user content

Users retain rights to their personal communications but grant us a licence to use feedback for service enhancement.

Privacy policy and data

Our handling of your personal data is covered by our Privacy Policy. Please review it for details on collection, use, and protection of your information.

Privacy Policy

Disclaimer of warranties and liability

Your use of our services is at your own risk. No warranties are made regarding content accuracy or service availability.

Important risk statement

Financial outcomes may vary, and past performance does not guarantee future results. No outcome is promised.

Limitation of liability

We are not liable for indirect, incidental, or consequential damages arising from your use of our services.

Indemnification

Users agree to indemnify airacoraiq against claims related to misuse or violation of these terms.

Resolving disputes and complaints

We aim to resolve any disputes promptly and fairly. Please contact us first for resolution.

Arbitration

Disputes may be referred to arbitration under Australian law if unresolved by direct contact.

Arbitration does not limit statutory consumer rights.

Online dispute resolution platform

Australian users may access government online dispute resolution options for unresolved complaints.

Learn more about dispute resolution

Severability

If any part of these terms is invalid, the remainder remains in effect.

Entire agreement

These terms constitute the full agreement between you and airacoraiq regarding site and service use.

Applicable law and jurisdiction

These terms are governed by Australian law and subject to the jurisdiction of Australian courts.

Termination

We may terminate your access for breach of terms or unlawful activity. Users may cancel subscriptions anytime.

Modifications

We reserve the right to update these terms at any time. Continued use indicates acceptance of changes.

Contact our legal team

For enquiries about these terms, please contact us using the information below.

Email address: content@airacoraiq.com

Phone number: +61 3 7545 0165

Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date of terms: September 13, 2025

Version: 3